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APY = Annual Percentage Yield. Rates effective as of January 2, 2020. Fees may reduce earnings.


Kasasa Cash*Learn More

Tier Interest Rate APY
0 - $15,000 2.48% 2.50%
$15,000+ 0.25% 2.50% to 0.54%
Qualifications not met 0.05% 0.05%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • At least 1 direct deposit or ACH credit transaction
  • At least 12 debit card purchases, each greater than $5

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Kasasa Saver*Learn More

Tier Interest Rate APY
0 - $25,000 0.50% 0.50%
$25,000+ 0.25% 0.50% to 0.30%
Qualifications not met 0.05% 0.05%

Qualifications

Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • At least 1 direct deposit or ACH credit transaction
  • At least 12 debit card purchases, each greater than $5

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Digital Banking

Make informed financial decisions with round-the-clock account access.

Security & Fraud

Find helpful tips and practical advice to protect your privacy.