Put your hard-earned money to work.
Earn more than before with the competitive interest of NOW Checking.
Benefits You’ll Love
- Unlimited check writing
- Skip branch trips with digital banking
- Competitive interest to keep you earning
- Low, avoidable minimum balance fee
- Competitive interest on entire balance1
- Interest will be compounded and credit monthly
- Avoid the $9 minimum balance fee by maintaining a $2,000 minimum daily balance
- Unlimited check writing
- Free digital banking services
- Mastercard® debit card available
- $2,000 minimum deposit to open
1Your interest rate and annual percentage yield may change. We may change the interest rate on your account at any time. If you close your account before interest is credited, you will not receive the accrued interest. We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle. Interest begins to accrue on the business day you deposit noncash items (for example, checks).
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Tier | Interest Rate | APY |
|---|---|---|
| 0 - $15,000 | 2.227% | 2.25% |
| $15,000+ | 0.499% | 2.25% to 0.73% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- At least 1 direct deposit or ACH credit transaction
- At least 20 debit card purchases, each greater than $5
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Kasasa Saver*
| Tier | Interest Rate | APY |
|---|---|---|
| 0 - $25,000 | 0.995% | 1.00% |
| $25,000+ | 0.499% | 1.00% to 0.60% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications
Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- At least 1 direct deposit or ACH credit transaction
- At least 20 debit card purchases, each greater than $5
It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.
